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Regulator-Aligned Core Banking Platform

Supervise. Standardize. Strengthen.

A cloud-native, multi-tenant core banking infrastructure that unifies SACCO operations with continuous digital supervision — from the point of transaction to regulatory reporting.

Aligned withSASRASacco Societies Act 2008SIDSP
0+
Licensed SACCOs
DTS & NDTS
0.0M+
Members Served
Nationwide
0.00%
Platform Uptime
SLA Guaranteed
KES 0B+
Assets Under Supervision
KES
Capabilities

Built for Regulatory Excellence

Every component engineered to meet the demands of modern financial supervision.

🏛️

Multi-Tenant Governance

Onboard, license, and supervise hundreds of SACCOs from a single unified platform with strict data isolation.

📊

Real-Time Supervision

Near-real-time dashboards with liquidity ratios, capital adequacy, NPL metrics, and risk indicators streamed from SACCO core systems.

📋

Compliance by Design

Prudential rules, regulatory definitions, and SASRA reporting standards embedded directly into transaction processing logic.

SIDSP Native Integration

Seamless system-to-system data feeds to the SASRA Integrated Digital Supervision Platform — no manual reporting.

🛡️

Bank-Grade Security

End-to-end encryption, RBAC, MFA, immutable audit trails, and tenant isolation enforced at every architectural layer.

🔍

Sector-Wide Analytics

Cross-SACCO comparative analysis, systemic risk monitoring, and trend detection for proactive regulatory action.

Core Modules

End-to-End SACCO Operations

Member & KYC Management
Savings & Deposits
Loan Origination & Servicing
General Ledger & Accounting
Treasury & Liquidity
Payments & Channels
Regulatory Reporting
Audit & Compliance
Risk Engine & Alerts
Shares & Dividends
Interest & Fees Engine
SIDSP Integration Layer
Compliance

From Transaction to Regulatory Return — Automated

SaccoCore360 eliminates the gap between SACCO operations and regulatory oversight. Every transaction generates compliant data feeds, every threshold breach triggers instant alerts, and every statutory return is compiled automatically.

SASRA prudential rules enforced at transaction level
Automated statutory returns generation & SIDSP submission
Real-time liquidity, capital adequacy & NPL monitoring
Immutable audit trails with 7–10 year retention
Cross-SACCO systemic risk detection & alerting
Supervision Pipeline
01
Transaction Processed
02
GL Posted & Audited
03
Compliance Rules Evaluated
04
Risk Indicators Updated
05
SIDSP Data Feed Transmitted
06
Regulatory Dashboard Refreshed

Ready to Modernize SACCO Supervision?

Join the shift from periodic, manual oversight to continuous, data-driven regulation.